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Category: Industry Insights

Why Starbucks Is a Bank and How You Can Become One

Many people recognise Starbucks for its name and the products they offer, but few would think of Starbucks as a bank.

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How Fintechs are Improving Financial Literacy

How Fintechs are Improving Financial Literacy

There are five core components to financial literacy: earning, spending, saving and investing, borrowing and protecting. This means, to consider yourself financially literate, you must possess sufficient knowledge about the aforementioned skills to ultimately make smart money moves.

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The Relationship Between Fintech, Regulators, and Traditional Banks

fintech

Part 1 – Fintech and Bank Relationship In the past, traditional banks viewed Fintech companies with suspicion and concern for their market position. However, today their stance has changed and traditional banks consider Fintech companies as valuable partners in the financial services sector. Traditional banks have identified Fintech companies as a source for reaching new […]

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What the Future Holds for Legacy Banks

legacy banks

Since the 2008 financial crisis, the competition in one of the world’s largest industries has increased more than ever and disruption of the aged and sometimes monopolistic industry of banking is now fully underway. Challenger banks, neo banks, and other Fintech firms are appearing from every corner, it seems, to race towards the digital transformation […]

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6 Key Tips to Consider to Avoid Online Fraud

online fraud

Blog Post by Emils Kragis, Business Development Officer at PayPugs Every year millions of people and businesses fall victim to online fraud for example, $56 billion were lost to online fraud in 2020. The internet has become one of the most popular tools for fraud and the techniques used are becoming more sophisticated. Some criminals […]

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